> For the complete documentation index, see [llms.txt](https://ap-organization-1.gitbook.io/alpha-partners/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ap-organization-1.gitbook.io/alpha-partners/core-features.md).

# Core Features

| Feature Module                  | Description                                                                                                |
| ------------------------------- | ---------------------------------------------------------------------------------------------------------- |
| Crypto Top-up                   | Supports USDT top-up, 1:1 real-time conversion to USD, available instantly                                 |
| Global Availability             | Available in 210+ countries, supports POS payments / ATM withdrawals / online payments                     |
| Off-chain Payment               | Compatible with Apple Pay / Google Pay / PayPal / WeChat Pay / Alipay                                      |
| Virtual + Physical Cards        | Default issuance of 1 virtual + 1 physical card, supports up to 10 cards under one account                 |
| Shared Balance                  | All AP优卡 share a common balance, suitable for family cards, team/business usage                            |
| Cross-border Freedom            | No regulatory limits, no complex account opening required, globally accessible                             |
| Multi-currency Smart Settlement | Automatically settles in local fiat currency based on user's current location, no manual exchange required |


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