Core Features

Feature Module	Description
Crypto Top-up	Supports USDT top-up, 1:1 real-time conversion to USD, available instantly
Global Availability	Available in 210+ countries, supports POS payments / ATM withdrawals / online payments
Off-chain Payment	Compatible with Apple Pay / Google Pay / PayPal / WeChat Pay / Alipay
Virtual + Physical Cards	Default issuance of 1 virtual + 1 physical card, supports up to 10 cards under one account
Shared Balance	All AP优卡 share a common balance, suitable for family cards, team/business usage
Cross-border Freedom	No regulatory limits, no complex account opening required, globally accessible
Multi-currency Smart Settlement	Automatically settles in local fiat currency based on user's current location, no manual exchange required